The National Association of Attorneys General recently released their Top 10 List of Consumer Complaints for 2008, and Debt collection was number one.
The complete list is:
1. Debt Collection
2. Auto Sales
3. Home Repair/Construction
4. Credit Cards (tie)
5. Internet Goods and Services (tie)
6. Predatory Lending/Mortgages
8. Auto Repair
9. Auto Warranties (tie)
10. Telecom/Slamming/Cramming (tie)
Collection Harassment and Abuse Likely to Continue.
With the current economic struggles, Arizona consumers will likely continue to see increased collection harassment and abuse from collection agencies and junk-debt buyers. With fewer dollars in consumer’s pockets, collectors are resorting to more aggressive, abusive and threatening tactics to wrestle the limited money away from the consumer into their own pockets.
Report to Your State’s Attorney General.
If you have been subjected to collection harassment or abuse, you can report it to your own state’s attorney general. For you Arizona consumers, you can file a complant at the Arizona Attorney General's website.
Remedies Under the Fair Debt Collection Practices Act or FDCPA.
Remember, you also have the right to file suit against the abusive debt collector and recover damages under the Fair Debt Collection Practices Act or FDCPA.
If you are an Arizona debtor current being harassed or abused by a debt collector or junk-debt buyer regarding a consumer debt, I can help. I offer a free consultation.
Call Floyd W. Bybee at 480-756-8822